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How To Get Fairmoney Loans, The Requirements And Interest Rate With AllYou Need To Know » Data Plan Bundle

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How To Get Fairmoney Loans, The Requirements And Interest Rate With All You Need To Know » Data Plan Bundle




Very often in Nigeria, many small, medium and large scale enterprises
may want to keep their business flowing, but may lack the fund for day to day
running of the business or for expansion purposes. Therefore, they may want
more funds or capital in terms of loan when other means of getting capital has
been exhausted. And however, the only consideration here for any serious
business person is to get a business loan.






In todays post, we will be showing you how to get a personal or business loan in a stress freeway with little interest and no collaterals from FairMoney, one of the lending platform in Nigeria. FairMoney can give you up to N100, 000 or more, which are short term loans for individuals or for small businesses.







About Fairmoney





FairMoney is
a financial lender that is certified and licensed in Nigerian to provide fast and
instant loans for individuals and small scale businesses with no collaterals.







The Loan Requirements





Incase you
don’t have any loan document, or you have no collateral, then you have no
problem. Fairmoney can still give you a loan without document or collateral.
With FairMoney, you will only need to share your BVN during loan application
and connect your ATM Card to authorize them to debit from your bank account for
the repayment of the loan.










Here Are Other Requirements You Should Have





Your information
on your phone must be enough.



To be
eligible for the loan, you must have increased phone usage like calls and SMS.






Your bank
account must be active with revenue flowing in and out.










READ ALSO- Sokoloan Requirements, Repayments Plans And Interest Rates With All You Must Know









Loan Duration And Amount You Can Get





FairMoney will offers you loans from as little as N1, 500 to
as much as N150, 000 for a duration ranging from one to three months. Note that
having a positive lending history, a better and fast loan repayment can give
you good opportunity in getting more access to larger amount of loans for a
longer duration.







The Interest Rates





For now, the Fairmoney loan interest rate can vary from person to person based on your profile, lending history and better repayment of loans as at when due. However, the interest rate per loan ranges from 10% to 30% per month.







How To Apply For A Loan





For you to
apply for an instant loan from FairMoney, first, you need to have an android
phone, then go to Google play store to download the FairMoney App. Once you
have downloaded the FairMoney App from the Google play store, you will have to
sign in with your Facebook personal profile account, then answer a few
questions and verify your identity to get a loan offer. You must accept all terms
and conditions for the loan, after which, you will receive your requested loan
in less than 5 minutes into your preferred bank account.







To Pay Back Your Loan





Anytime you
want to repay your loan, click on the App payment button and proceed.



Or you can also make payment via bank transfer to



Account Name:
MyCredit



Bank Name:
Stanbic IBTC



Account Number:
0023462495




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